While you may have hesitated before, nowadays travel insurance is a must. There are a number of countries that won’t even let you in without it. While I always plan the best trip I can for my clients, there are a lot of things that are out of my hands once I send you out into the wide world. Part of doing everything I can to make sure things go smoothly for you is protecting your investment with insurance.
A major reason to buy travel insurance is that it can cover you if you, family members, or even business partners get COVID before or during your trip and you have to alter your plans. While a lot of countries have relaxed entry requirements for vaccinated travelers, everyone still needs a negative test to get back into the U.S. Should you test positive on the last day of your trip and have to spend several extra days abroad, insurance can help with those expenses. Concierge services can even help you find quarantine accommodations or a clinic to get tested, and they’re available 24/7.
On the list of things that go wrong on trips, flying is at the top of the list. Weather in several different places can affect whether you take off on time or take off at all the day you’re supposed to. As travel has been ramping up this year, airlines have had to cancel thousands of flights because of staffing shortages. Travel insurance can cover you for trip delay, interruption, and cancellation, even for a missed connection. Policies even have an allowance for clothes and essentials if your baggage is delayed.
There’s coverage for other emergencies that result in unforeseen medical or dental expenses, even emergency repatriation. There are optional upgrades that cover you if you end up having to work, you participate in adventure sports, and for car rental damage. With a lot of policies, kids are included for free when traveling with family.
Buy at the right time, and your pre-existing conditions or those of family members not traveling can be covered. Even optional upgrades allow you to recoup some of your expenses if you cancel for any reason, including that you just didn’t feel like going.
As your advisor, my best advice is to do all the things you can to make your vacation enjoyable and stress-free. The peace of mind travel insurance affords is always something I recommend, and these days you really shouldn’t leave home without it. Make an appointment for us to chat about your next journey or adventure and how to ensure your investment of time and money.